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My case showed up on my credit report.

Housing court cases can affect your credit score and your ability to get another apartment in the future.

What is a judgment?

A judgment is when the court decides you owe money or you must move out. If you consent or agree to a judgment in your stipulation and don’t pay on time, the...

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Why does a judgment matter?

A judgment allows the landlord to evict you if you do not to pay on time in a nonpayment case (or fail to move out on time in a holdover case). A...

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What is the difference between vacating and satisfying a judgment?

If you are settling your case in Housing Court and you cannot pay all the back rent you owe right away, you may consent to a judgment in order to get more...

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What if I don’t pay the judgment?

Unpaid money judgments can appear on your credit report for seven years. They can be collected for up to 20 years. This means that the landlord can garnish your salary or seize...

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Landlords won't rent to me because I was in court.

A report about your credit and legal history that a landlord may use to decide to rent you an apartment or not.

What is tenant screening?

Some landlords refuse to rent to tenants that have been in Housing Court. Hundreds of thousands of eviction cases are brought every year. Tenants who have been evicted struggle to find landlords...

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What is a tenant screening report?

Tenant screening reports are produced by companies for landlords who want to screen applicants for their apartments who they think will be bad tenants. The New York State Unified Court sells the...

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What information is in a tenant screening report?

The report tells the landlord if you have ever been sued in Housing Court. The report might provide details about the case such as the type of case, the amount of rent...

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Is my tenant screening report the same as my credit report?

No. Credit reports and tenant screening reports have different information. Your credit report is issued by Transunion, Equifax, and Experian. It is a record of how you have borrowed and repaid credit,...

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How does my name end up on a tenant screening report?

The tenant screening bureaus use the Housing Court data they purchased from the Court to see if you have ever been taken to court. Sometimes the report will list cases of other...

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What can I do if I’m denied housing?

If you are denied an apartment, ask why. If the landlord denied you because of information from a credit report or a tenant screening report, he or she is required to tell...

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Can I get a copy of my credit report?

You can request a free copy of your report every year. if you have been denied an apartment, you are entitled to a free copy of the report from the company that...

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How do I know what tenant screening bureau the landlord will use?

The law requires companies to post the name and address of the tenant screening bureau it uses. With this information, you can get a copy of your report and attempt to clear...

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Get help to fix my tenant screening report.

You should talk to an attorney. If you hire a private attorney, chose one with experience and success on blacklisting issues. The New Economy Project

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There is a judgment on my credit report.

A judgment in housing court can show up on your credit report.

Does my Housing Court case show up on my credit report?

If your landlord got a judgment against you for back rent it may be on your credit report. Credit reports are created by three credit reporting companies: Transunion, Equifax or Experian. Most Housing...

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How can I avoid getting a judgment on my credit report?

Negotiate a stipulation with no judgment. If the landlord will not sign with no judgment, include “upon payment, judgment will be vacated”. When the money is paid, file an order to show cause. Ask...

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